| BUSINESS LINES OF CREDIT |
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At KCI Business Finance we understand the search for unsecured lines of credit can be very time consuming, frustrating, and can often backfire and actually hurt your Credit score. You make your business successful running your operations and making sales, not hunting for unsecured loans and dealing with banks. Let us handle the financing for you so you can do what you do best and maximize your valuable time.
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Our Lenders specialize in Unsecured Loans featuring:
- No Collateral
- No Tax returns
- No Business Plans
- No UCC Fillings
- 6% + Apr
- No Doc to $350,000
- Full Doc to 1,000,000
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The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have a FICO above 700 our Lenders will rarely ever require any Income or Asset documentation.
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Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business.
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The ideal candidate for an Unsecured Corporate Loan will have:
- 680 personal FICO minimum score, (700 preferred)
- No Derogatory accounts or public records in any way
- Low inquiries
- Low debt to credit (revolving debt should be no more than 40% of available credit)
- Minimum 2 yrs in business (Though we can help startups with FICO >700)
- Corp, LLC, LTP, or Partnership preferred
- Principals must match those on their respective Secretary of State Website
- Personal bank statements for a three month period
- Business financial statements are not required but if you are able to provide them, it will help
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| Call KCI Business Finance today, we will be happy to provide additional detail |
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1513 Evening Star,
Morgan Hill,
CA 95037 |
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